QBCC Home Warranty Insurance QLD
QBCC Home Warranty Insurance is mandatory for residential work over $3,300 in QLD. Full builder's guide at our dedicated article.
Ask Chalkline about this →This topic has a dedicated article
The full guide to QBCC Home Warranty Insurance (Queensland Home Warranty Scheme) is in the Contracts pillar, where it sits alongside related QLD contract obligations:
QBCC Home Warranty Insurance Queensland: builder’s guide to the QHWS
That article covers:
- Who must obtain cover and the $3,300 (inc. GST) threshold
- How to sequence the premium payment and Notice of Cover before work starts
- Coverage periods: 6 years 6 months structural, 6 months non-structural
- Standard $200,000 and optional $300,000 cover limits
- Non-completion trigger events and the fixed-price-only restriction
- What the scheme covers and what it excludes
- Premium calculation, including the QLeave levy on jobs over $150,000 ex-GST
- The claims process, QBCC complaint lodgement, and QCAT referral
Where it fits across states
Queensland’s QHWS is one of three mandatory last-resort home warranty schemes in Australia:
| State | Scheme | Administering body |
|---|---|---|
| QLD | Queensland Home Warranty Scheme (QHWS) | QBCC |
| NSW | Home Building Compensation Fund (HBCF) | icare |
| VIC | Domestic Building Insurance (DBI) | VMIA |
See HBCF NSW and DBI VIC for the other states.