Fidelity Fund Certificate
The NT Fidelity Fund Certificate is the residential building consumer protection scheme covering incomplete or defective work on NT prescribed residential works.
Ask Chalkline about this →The Fidelity Fund Certificate is the Northern Territory’s mandatory residential building consumer protection mechanism under the Building Act 1993 (NT). Builders must obtain a certificate before a home owner makes any payment or allows work to start on prescribed residential building work (Class 1a houses, Class 2 units up to 3 storeys, and qualifying renovations). The certificate covers the owner against incomplete or defective work.
Unlike NSW (HBCF) or Victoria (DBI), the NT uses this fund-based model. All residential building work since 1 January 2013 falls under the Fidelity Fund scheme; work between 1993 and 31 December 2012 was covered under the older Home Building Certification Fund (HBCF). Failure to hold a certificate before work commences is an offence under the Building Act.
Also known as: Fidelity Fund, NT fidelity fund.
Category: Licensing and regulation (NT)
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Last updated: 2026-05-08. Verified: 2026-05-08. Quarterly review for currency.